MassHousing’s Homeowner Septic Repair Loan Program
Is your septic system failing or in non-compliance with the Commonwealth's Title V requirements? MassHousing's low- and no-interest Septic System Repair Loans can help.
How to Apply:
Septic System Repair Loans are originated by participating lenders. (Approved banks, credit unions, and lenders across Massachusetts.) Contact a participating lender.
Owners of 1- to 4-family homes and condominiums are eligible
The minimum loan amount is $1,000; the maximum loan amount is $25,000
Loan terms vary from 3 to 20 years
Interest rates range between 0% and 5%, depending on household income
Income Eligibility Requirements and Income Limits:
Borrowers must meet income eligibility requirements to qualify for a Septic Repair loan. View income limits.
Today's Interest Rates: * Depending on income*
Rates: 0%, 3%, 5%*
Link to MassHousing Webpage: